Blog

Forging Her Own Path: Women and Informal Online Commerce

A growing number of financially excluded women are running businesses over social media platforms to improve their lives. What What does this mean for women's financial inclusion?
Blog

5 Ways Gender Lens Investors Can Deepen Impact on Financial Inclusion

Gender lens investing is becoming a more popular way to invest in financial inclusion. Here are five ways funders can set themselves up for success and use this approach for greater impact.
Blog

Cool in Crisis: How Bangladeshi MFIs Stay Resilient

Through flood, drought and famine, Bangladesh's microfinance industry has survived over the decades and continued to serve low-income customers in times of crisis. What has made Bangladeshi microfinance institutions so resilient?
Blog

Has Microcredit Empowered Women in Bangladesh? Yes, But Not by Itself

Microfinance has contributed to women’s empowerment, but to understand the impact you have to look beyond where many observers have assumed they would find it.
Blog

How Bangladesh Democratized Its Savings Culture

Bangladesh may be best known within financial inclusion circles as the birthplace of modern microcredit. But it has also democratized savings by developing formal savings instruments that are used today by many of the country’s poorest households.
Blog

Leveraging Gender Lens Investments for Women’s Financial Needs

Gender lens investing is gaining momentum among a wide range of investors as an approach to women's empowerment. Here are three ways this approach could accelerate women's financial inclusion.
Blog

Bangladesh’s 50 Years: Taking the Long View of Financial Inclusion

Bangladesh turned 50 this year. What does the country's decades-long journey with financial inclusion reveal about how financial inclusion connects to wider development? This post kicks off a new series exploring this question.
Blog

Digital Consumer Credit in India – Time to Take a Closer Look

As media reports of abusive lending practices emerge amid India’s digital consumer credit boom, the country can steer digital credit in a more promising direction by ramping up its efforts to listen to consumers and taking the necessary actions.
Blog

Small but Mighty: CGAP and the Future of Financial Inclusion

In her final leadership essay as CGAP’s CEO, Greta Bull shares her perspective on the impact COVID-19 has had on global development and some lessons she’s learned about financial inclusion.
Blog

Rural Agent Networks: An Opportunity for Development Funders

Agent networks serve an important role in delivering digital financial services in rural areas, and they present an opportunity for funders to achieve development goals.
Blog

Inclusive Finance in Fragile Countries: Advancing a Vital Agenda

With 80% of the world’s poorest expected to be living in fragile countries by 2030, fighting poverty means addressing fragility. Though often overlooked, underdeveloped financial systems and financial exclusion are key aspects of fragility.
Blog

Considering Open APIs for Digital Finance? 5 Things You Need to Know

APIs are at the heart of many innovations in fintech. Over the past four years, CGAP has supported several financial services providers on their journey to open APIs. Here are our top five lessons for providers that are thinking about opening APIs.
Blog

Two Sides, One Coin: Credit Risk Management and Consumer Protection

For companies that offer asset financing for everything from solar panels to bicycles, consumer protection measures aren't just good for customers; they can also help companies to manage credit risk and improve their loan portfolios.
Blog

How a New Set of Metrics Is Poised to Transform PAYGo Solar

The PAYGo PERFORM Key Performance Indicators offer a pathway to growth and maturity for the off-grid solar industry.
Blog

Channeling Women’s Potential to Strengthen Last-Mile Agent Networks

In analyzing how to extend the reach and quality of rural cash in/cash out agent networks, we have come to realize that it is critical to apply a gender lens to identify key barriers for women. Here are three basic steps to do so.
Blog

Africa Is Top Recipient of Financial Inclusion Funding

For the first time since CGAP began its funder survey, Sub-Saharan Africa in 2019 received more financial inclusion funding than any other region, with $7.6 billion in commitments. But new pressures on development budgets could impact the region.
Blog

3 Lessons for Building Resilience Through Customer Centricity

A COVID-19 initiative to help Albanian smallholders acquire fertilizers, seeds and other agri-inputs using digital payments yields lessons in customer centricity.
Blog

Investing in Half the Sky: Funders and Women’s Financial Inclusion

To better understand how funders are approaching women’s financial inclusion, CGAP took a fresh look at its 2019 Funder Survey data and conducted a supplemental survey of 30 funders in August 2020.
Blog

How Are Funders Looking to Add Value in Digital Financial Inclusion?

The latest CGAP Funder Survey shows that less than half of development funding for digital financial inclusion goes to digital financial services (DFS) providers. Much of the funding instead goes toward building a DFS ecosystem.
Blog

Digitally Included, Yet Poor: What Do Their Data Trails Tell Us?

Many people who generate significant amounts of digital data are poor. Who are they? What sort of data are they generating? And how can it be used to make financial services more useful to them?