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2018 CGAP PHOTO AND VIDEO CONTEST
Picturing Financial Inclusion in Africa
Share your stories. Submit photos and short videos by Dec. 21, 2018
Africa is a center for financial innovation, home to M-Pesa, the mobile money service launched a decade ago that has revolutionized digital financial services and helped lift many thousands of households from poverty. Africa also is the continent with the largest number of people living in extreme poverty, and many lack the financial tools that could help improve their lives.
For its 13th annual contest, CGAP is looking for striking photographs and short videos that tell the story of how financial services empower poor people and communities in Africa. Show us how financial services expand opportunities for poor people in Africa and enable people to build sustainable livelihoods.
An expert panel of judges will award prizes for vivid, memorable work that shows why financial inclusion matters.
Please submit your photographs and 45-second videos by December 21, 2018. Explore the gallery.
Georgina Goodwin
2017 CGAP Photo Contest
This year, CGAP is seeking photos and videos from Africa that reflect the following themes:
REACHING EXCLUDED PEOPLE
Mobile phones open up markets and access to services for people who are isolated or live in remote communities. Show us how digital finance creates new opportunities for excluded Africans.
BRIGHTER PROSPECTS FOR YOUNG PEOPLE
There are 600 million young people in Africa under the age of 25, and 72 percent of them are unemployed. Show how financial services can spur entrepreneurship among Africa's youth.
DIGITAL FINANCE AND DEVELOPMENT
Savings, credit and insurance provide poor people with a wider range of tools to help manage their economic lives. Show how poor people are building more resilient lives.
Hailey T
2017 CGAP Photo Contest
The 2017 Photo Contest received more than 3,000 entries from over 70+ countries.
Financial services can play a role in reducing poverty and increasing prosperity. Learn more about financial inclusion.
Legal Conditions X

By submitting your photos and/or videos to the 2018 CGAP Photo and Video Contest, you agree to the following terms and conditions:

Copyright: By entering, you retain copyright and remain the owner of your images and may also continue to use them in any manner you choose. You agree that the images you submit may be used in CGAP's printed publications, on CGAP's websites (including www.cgap.org and microfinancegateway.org), in a CGAP slideshow and screensaver, may be uploaded on CGAP's social media channels, or in any other media, and may be copied and displayed in any country provided that you are afforded appropriate attribution as the photographer/videographer.

Contest Rules X

WHO: The 2018 CGAP Photo Contest is open to all photographers and videographers who are at least 18 years old. (The operational team of CGAP, the World Bank Group, and their immediate families are excluded from participating.)

WHAT: We are looking for original, striking images and video stories portraying the impact of microfinance and financial inclusion for poor people in Africa. These images and stories may reflect a range of products and services, people and institutions, and may touch on social, economic, developmental, and technological issues. We are seeking entries in both rural and urban settings and people from all walks of life.

HOW: Up to 20 photographs and/or videos may be submitted per person. Entries may be entered by uploading digital files. The maximum file size for photos is 20 megabytes (MB), and for videos 300 MB. Each photo or video submission must be accompanied by:

- CAPTION: a short description of the activity or situation depicted
- DATE the image was taken, the location and country
- NAME of the person(s) shown with their permission to use (see below)

Entries: CGAP requests that the photographer follows the widely recognized standards and ethical guidance for development photography and obtains informed consent whenever reasonably possible from any subjects photographed. Entries must:

WHEN: All entries must be submitted by 23:59 GMT/18:59 US EST on 21 December 2018. Voting for the People's Choice Award begins at 24:00 GMT/19:00 EST on 21 December 2018 and ends 23:59 GMT/ 18:59 EST on 28 December 2018.

FILE REQUIREMENTS: Digital images or scans of prints may be uploaded. Original files of camera-made digital photos may not exceed 20 megabytes (20 MB), and video files 300 MB. CGAP cannot be responsible for lost, damaged, late or misdirected entries, or for faulty uploading connections, garbled transmissions, unauthorized intervention, or technical malfunctions.

JUDGING: Judges will include professional photographers, videographers and photo editors. Entries will be judged on subject matter relevance, originality, technical excellence, composition, overall impact, and artistic merit. The story behind the photo or video may influence the judges' decisions. Decisions made by the judges are final.

WINNING ENTRIES: All entries may be used by CGAP in printed publications, on any CGAP web asset, CGAP event, in a CGAP slideshow, or in any other CGAP-produced media including social media. CGAP may copy and display photographs and videos in any country, provided that all uses are accompanied by appropriate attribution to the photographer or videographer. CGAP shall have the right to verify, in its sole judgment, winner eligibility. A selection of winning photos and videos may be featured on CGAP's websites – www.cgap.org and findevgateway.org - and in exhibitions at the World Bank in Washington, D.C., and other prestigious venues.

LEGAL CONDITIONS: By entering the contest, you must agree to the Legal Conditions. Entry of photographs into the Contest implies acceptance of these conditions, regardless of whether entrants sign a statement confirming acceptance.

Copyright: By entering, you retain copyright and remain the owner of your images and may also continue to use them in any manner you choose. You agree that the images you submit may be used by CGAP in printed publications, on CGAP's websites (including www.cgap.org and findevgateway.org), in a slideshow and screensaver, may be uploaded on CGAP's social media channels, or in any other CGAP-produced media, and may be copied and displayed by CGAP in any country provided that you are afforded appropriate attribution as the photographer or videographer.

For questions regarding the 2018 Photo Contest, please contact Koi Gouahinga (fgouahinga@worldbank.org).

Prizes X

CGAP intends to award the following prizes, one each for a photograph and for a video in the categories listed below. Winners will be notified by e-mail, according to information provided with their submission. If any winner fails to claim his or her prize within 60 days of being notified, that winner may forfeit his or her prize. Any federal, state, and local taxes, fees, and surcharges on prizes are the sole responsibility of the prize winners.

Grand Prize:
US $2,000 gift certificate each for photography or video equipment and accessories. (No cash, check, or money transfer will be issued.)

Categories:
US $1,000 gift certificate for photography equipment and accessories:

Judges' Honorable Mention:
Judges may select up to 8 winners to receive US$250 gift certificate for photography equipment and accessories.

People's Choice Winner
US$100 gift certificate for photography equipment and accessories.
Voting for the People's Choice Award begins on December 22 and ends December 28, 2018.

Legal Conditions
By submitting your photos and/or videos to the 2018 CGAP Photo and Video Contest, you agree to the following terms and conditions:

Copyright: By entering, you retain copyright and remain the owner of your images and may also continue to use them in any manner you choose. You agree that the images you submit may be used in CGAP's printed publications, on CGAP's websites (including www.cgap.org and findevgateway.org), in a CGAP slideshow and screensaver, may be uploaded on CGAP's social media channels, or in any other media, and may be copied and displayed in any country provided that you are afforded appropriate attribution as the photographer/videographer.

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